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WA RE Broker · Cheat Sheet
Fair Housing
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Washington Fair Housing — Quick Reference
Core Concepts
Protected Classes
| Federal FHA (7 classes) | Washington RCW 49.60 (additional) | |
| Race | Marital status | |
| Color | Sexual orientation | |
| National origin | Gender identity/expression | |
| Religion | Honorably discharged veteran/military status | |
| Sex | Source of income (including Section 8/HCV) | |
| Familial status | Creed | |
| Disability | ||
| Reasonable Accommodation | Reasonable Modification | |
| Definition | Change to rules/policies | Physical change to property |
| Example | Allow ESA despite no-pets policy | Install grab bars |
| Who pays | Housing provider | Tenant/buyer |
| Restoration required? | No | Possibly, at landlord's discretion |
| Service Animal (ADA) | ESA (FHA) | |
| Training required? | Yes — specific task training | No |
| Where required? | Public accommodations | Housing only |
| Pet deposit allowed? | No | No |
| Documentation? | Only if not obvious | Can request from healthcare provider |
| Filing Deadline | Time Limit | |
| WSHRC complaint | 1 year from discriminatory act | |
| Private superior court lawsuit | 3 years from discriminatory act | |
| Civil penalty (WSHRC) | Up to $10,000 per violation |
Mrs. Murphy Exemption
- Owner-occupied building of 4 or fewer units
- Owner does NOT use a broker
- No discriminatory advertising
- NOT available to real estate licensees
Post-1991 Multifamily Design Requirements (FHA)
4+ unit buildings built after March 13, 1991 must have:- Accessible building entrance
- Wide doors (wheelchair accessible)
- Accessible public areas
- Reinforced bathroom walls for grab bars
- Accessible outlets and switches
Common Exam Traps
- Source of income = WA only — federal FHA does NOT protect Section 8 voucher holders; WA does
- Veteran/military status = WA only — not in the federal seven
- ESAs are NOT service animals — no training required; FHA (not ADA) is the governing law; no pet deposit ever
- Mrs. Murphy exemption disappears the moment a broker is involved
- WSHRC deadline = 1 year (not 180 days like HUD); private lawsuit = 3 years
- Steering ≠ helpful — even directing a buyer toward a neighborhood they "would fit in" based on protected class is illegal
- Disability definition: Past drug addiction may qualify; CURRENT illegal drug use does NOT
Aligned to the Washington DOL managing broker exam outline.
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